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total disability means disablement of an employee to earn wages in
the same kind of work, or work of similar nature that [he] was
trained for or accustomed to perform, or any kind of work which a
person of [his] mentality and attainment could do. It does not mean
absolute helplessness.' It likewise cited Bejerano v. ECC, that in a
disability compensation, it is not the injury which is compensated,
but rather it is the incapacity to work resulting in the impairment of
one's earning capacity. (emphasis supplied)
The law is clear on the total and permanent nature of petitioner's disability. As it were,
petitioner was not able to perform his gainful occupation as chief cook and seafarer for
more than 240 days. Given petitioner's loss of gripping power and inability to carry
light objects, it is highly improbable that he would be employed as a chief cook again.
Jurisprudence has repeatedly held that disability is intimately related to one's earning
capacity. It is the inability to substantially do all material acts necessary to the pursuit
of an occupation he was trained for without any pain, discomfort, or danger to life. A
total disability does not require that the seafarer be completely disabled or totally
paralyzed. What is necessary is that the injury incapacitates an employee from
pursuing and earning his or her usual work. A total disability is considered permanent if
it lasts continuously for more than 120 days.[39]
Disability compensation due
Having established that petitioner is entitled to permanent and total disability benefits,
the next issue to be resolved is the amount of disability compensation due him.
The CBA involved in this case contains the following pertinent medical and disability
provisions:
Capital Sum
Insured
US$100,000
1 All Ratings
2 Compensation shall be paid to any seaman who sustains injuries
through accident as follows:
% of Capital
Sum Insured
2.1 Death
100%
2.2 Total and
Permanent
100%
Disablement
2.3 Total Paralysis or injuries
resulting in being
100%
permanently bedridden
2.4
Dismemberment
xxxx
2.4.14 Loss of three
10%
index finger phalanges
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