developed a solution to cover and collect from self-employed members with irregular
income, like tricycle drivers hired to ply passengers on routes that common
passenger vehicles do not service. Known as “TrikanSSSya”, it involved the monthly
collection of social security contributions from tricycle drivers, who make deposits of
10 to 20 php daily – until they make the 330 php monthly contribution – in a giant
steel box installed at the tricycle terminal. TrikanSSSya expanded in 2012 to cover
other informal sector workers who can join through their workers’ associations or
ISGs and renamed “AlkanSSSya”, a play on the Filipino word “alkansya” (piggy bank)
and the triple-S for SSS as the implementing agency. 39 As of 2018, there are 108,588
members of 1,445 AlkanSSSya program accredited partners. Collection for the
program is at 797.54 million.40 We can also see from Annex 2 that there are now a
vast number of programs that focus on labor protection measures and productive
inclusion. This is aimed specifically at the population of informal wage employment
sector as the study notes that 45% of the labor force belong to the urban informal and
rural agrarian self-employed.41 These labor market programs, according to the study
remain relatively small, significantly fragmented, and poorly coordinated, evidenced
by how intermittent and precarious jobs still dominate the market, making labor
protection and regulation, as well as inclusion to social security schemes, still limited
to the formal working sector. The main remedy to improve coverage is by increasing
the number and quality of wage-based employment, although these measures are
beyond the scope of the SSS scheme design or delivery system. 42
Migrant workers have also had limited access to social protection services in
the past. Under the old rules, OFWs can only avail of SSS benefits as a ‘voluntary’
member, and their protection thus only falls under that bracket. A new law is seeking
to provide much better options for overseas Filipinos, Republic Act 11199 or the
39 Background and Problem, “AlkanSSSya Program: Moving Towards Inclusive Growth” available from
https://www.dap.edu.ph/coe-psp/innov_initiatives/alkansssya-program-moving-towards-inclusive-growth/ (6
June 2019)
40 Ibid.
41 Conclusion p. 41, "Social Protection Review and Assessment" by Acosta, P. Yemtsov, R. Honorati, M. Velarde,
R. and Avalos J. (2018) on behalf of International Bank for Reconstruction and Development/The World Bank
42 Ibid. Conclusion p. 42
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