"(m) Failure to reimburse expenses incurred by the worker in
connection with his documentation and processing for purposes of
deployment, in cases where the deployment does not actually take place
without the worker's fault. Illegal recruitment when committed by a syndicate
or in large scale shall be considered an offense involving economic sabotage;
and
"(n) To allow a non-Filipino citizen to head or manage a licensed
recruitment/manning agency.
"Illegal recruitment is deemed committed by a syndicate if carried out
by a group of three (3) or more persons conspiring or confederating with one
another. It is deemed committed in large scale if committed against three (3)
or more persons individually or as a group.
"In addition to the acts enumerated above, it shall also be unlawful for
any person or entity to commit the following prohibited acts:
"(1) Grant a loan to an overseas Filipino worker with interest
exceeding eight percent (8%) per annum, which will be used for payment of
legal and allowable placement fees and make the migrant worker issue, either
personally or through a guarantor or accommodation party, postdated checks
in relation to the said loan;
"(2) Impose a compulsory and exclusive arrangement whereby an
overseas Filipino worker is required to avail of a loan only from specifically
designated institutions, entities or persons;
"(3) Refuse to condone or renegotiate a loan incurred by an overseas
Filipino worker after the latter's employment contract has been prematurely
terminated through no fault of his or her own;
"(4) Impose a compulsory and exclusive arrangement whereby an
overseas Filipino worker is required to undergo health examinations only from
specifically designated medical clinics, institutions, entities or persons, except
in the case of a seafarer whose medical examination cost is shouldered by the
principal/shipowner;
"(5) Impose a compulsory and exclusive arrangement whereby an
overseas Filipino worker is required to undergo training, seminar, instruction
or schooling of any kind only from specifically designated institutions, entities
or persons, except for recommendatory trainings mandated by
principals/shipowners where the latter shoulder the cost of such trainings;
"(6) For a suspended recruitment/manning agency to engage in any
kind of recruitment activity including the processing of pending workers'
applications; and
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