(For me sir, I am newbie (in fishing). What I can see is that there is no equality to everyone sir. I can compare it. Sometimes because…of the many stuff the government… because of the many things they focus that they can’t occupy everything sir. Everything. So those who complaints, those can secure solution. That’s it. But if you keep silent, you will have nothing.) Finally, NGOs involved in microfinance in the Philippines have formed a Coalition for Microfinance Standards. In addition, according to the said coalition, micro-finance is basically financial intermediation for the small borrower/saver segment. And, that this word, although newly coined, is used to describe what has been in existence since economies started monetizing. Therefore, the term also implies the application of marketbased concepts such as charging market-based or cost recovery rates probably can help to the fisher folks who need finances to sustained their production and more productive especially this pandemic period. In this sense, pawnshops and lending investors can be considered or are also microfinance institutions or microfinance service providers” (CMS, 1997). The need for Enhancement Program and Strong Law Implementation According to Rabanal (1995) reviewed the aquaculture extension services of the Philippines and traced its evolution. Further, realizing the specialized nature of aquaculture and fisheries, BFAR is including extension and training services as part of the activities of the eight BFAR Technology Centers. Of the eight technology centers only one is not equipped for aquaculture activities. All the rest are either exclusively for aquaculture or has capability