partial, due to either injury or illness, during the term of the latter’s employment.
In German Marine Agencies, Inc. v. NLRC,31[31] the Court’s discussion on the
seafarer’s claim for disability benefits is enlightening. Thus:
[In] order to claim disability benefits under the Standard Employment
Contract, it is the “company-designated” physician who must proclaim that the
seaman suffered a permanent disability, whether total or partial, due to either
injury or illness, during the term of the latter’s employment. There is no provision
requiring accreditation by the POEA of such physician. In fact, aside from their
own gratuitous allegations, petitioners are unable to cite a single provision in the
said contract in support of their assertions or to offer any credible evidence to
substantiate their claim. If accreditation of the company-designated physician was
contemplated by the POEA, it would have expressly provided for such a
qualification, by specifically using the term “accreditation” in the Standard
Employment Contract, to denote its intention. For instance, under the Labor Code,
it is expressly provided that physicians and hospitals providing medical care to an
injured or sick employee covered by the Social Security System or the
Government Service Insurance System must be accredited by the Employees
Compensation Commission. It is a cardinal rule in the interpretation of contracts
that if the terms of a contract are clear and leave no doubt upon the intention of
the contracting parties, the literal meaning of its stipulation shall control. There is
no ambiguity in the wording of the Standard Employment Contract – the
only qualification prescribed for the physician entrusted with the task of
assessing the seaman’s disability is that he be ‘company-designated.’ When
the language of the contract is explicit, as in the case at bar, leaving no doubt
as to the intention of the drafters thereof, the courts may not read into it any
other intention that would contradict its plain import. [Emphasis supplied]
In this case, the findings of respondents’ designated physician that petitioner has been suffering
from brief psychotic disorder and that it is not work-related must be respected.
The Court commiserates with the petitioner, but absent substantial evidence
from which reasonable basis for the grant of benefits prayed for can be drawn, the
31[31] G.R. No. 142049, 403 Phil. 572, 588-589 (2001).