When recalled to the witness stand by the prosecution as a witness for Margarita Nadal, complainant in Criminal Cases Nos. 91-94194 and 9194198, Napoleon Ramos declared that Nadal was his neighbor in Urdaneta, Pangasinan; that on January 9, 1991, he was with Nadal when she applied with the accused a the latter's house in Urdaneta, Pampanga, for employment abroad; that he was present when Nadal handed to the accused the sum of P5,000.00 in Sampaloc, Manila, and he saw the accused prepare a receipt therefor that was signed by Micua, Exhibit "J;" that he was also present when Nadal gave an additional sum of P10,000.00 to the accused at her residence on Estrada Street, Urdaneta, Pangasinan, for which a receipt was issued by the accused, Exhibit "J-3 that Nadal had gave (sic) to him other receipts of payments she had made to the accused on January 21 and 22, 1991 in the respective sums of P5,000 and P10,000.00, Exhibits "J-1" and "J-2," but he was not present when these two payments were made, and that Nadal was unable to testify, because she is now abroad. The prosecution next presented Cristina Nava, complainant in Criminal Cases Nos. 91-94193 and 91-94198, who testified that sometime in 1991, the accused went to her (Navas) house in San Nicholas, Villasis, Pangasinan, and offered to recruit her for overseas employment in Hongkong. Nava told the accused that she would consult her husband about the matter. A few weeks later, the accused again visited Nava and she (accused) succeeded in convincing the reluctant Nava to accept the offer. The accused told Nava that her placement fee would be P40,000.00 of which P30,000.00 was to be paid in advance and the balance of P10,000.00 would be deducted from her salary. On different occasions, Nava delivered to the accused various amounts totalling P30,000.00 as placement fee, Exhibit "G," "G-1," and "G-2." The accused assured Nava that she would leave for and work in Hongkong within two months, but the promised employment turned out to be a dud. Despite repeated demands from Nava, the accused has failed and refused to return the latters money. x x x.7[7] Testifying in her own defense, accused-appellant denied the charges of engaging in recruitment activities and of receiving money from complainants. She described herself as a public school teacher living in Pangasinan with her four children and unemployed husband. Like the other complainants, she claimed she was a victim of Julie Micua. She first met Micua on December 17, 1990, at the house of Lina Salcedo in Sampaloc, Manila. Micua was introduced to her as a recruiter of overseas workers. Interested, she applied for a job abroad. Micua informed her that she would be a factory worker and showed her a contract. Accused-appellant was required to submit her medical certificate 7[7] Records, Criminal Case Nos. 91-94192-97, pp. 188-190.