Insurance System must be accredited by the Employees Compensation Commission. It is a cardinal rule in the interpretation of contracts that if the terms of a contract are clear and leave no doubt upon the intention of the contracting parties, the literal meaning of its stipulation shall control. There is no ambiguity in the wording of the Standard Employment Contract – the only qualification prescribed for the physician entrusted with the task of assessing the seaman’s disability is that he be "company-designated." When the language of the contract is explicit, as in the case at bar, leaving no doubt as to the intention of the drafters thereof, the courts may not read into it any other intention that would contradict its plain import.31 The Court agrees with the following pronouncement of the CA in its decision: Based on the foregoing, the Court does not find any basis to grant private respondent’s claim for disability benefits. Rivera was repatriated after the completion of his contract and not because he was ill. The procedure provided for under Paragraph 3, Section 20(B) was not also complied with. Moreover, the Medical Certificate submitted by private respondent does not sufficiently prove Rivera’s sickness was work-related. As such, the NLRC gravely abused its discretion when it reversed the findings of the Labor Arbiter. 32 IN LIGHT OF ALL THE FOREGOING, the instant petition is DENIED for lack of merit. The assailed Decision and Resolution of the Court of Appeals in CA-G.R. SP No. 71807 are AFFIRMED. SO ORDERED. ROMEO J. CALLEJO, SR. Associate Justice WE CONCUR: REYNATO S. PUNO Associate Justice Chairman MA. ALICIA AUSTRIA-MARTINEZ, DANTE O. TINGA Associate Justice Associate Justice On leave MINITA V. CHICO-NAZARIO Associate Justice CERTIFICATION Pursuant to Section 13, Article VIII of the Constitution, it is hereby certified that the conclusions in the above decision were reached in consultation before the case was assigned to the writer of the opinion of the Court’s Division. REYNATO S. PUNO Acting Chief Justice Footnotes * On leave. 1 Penned by Associate Justice Juan Q. Enriquez, Jr., with Associate Justices Rodrigo V. Cosico and Hakim S. Abdulwahid, concurring; Rollo, pp. 26-33. 2 Rollo, p. 34. 3 Records, p. 47.

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